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Thanks, I'll see if I can find some print publications. Regarding making me whole now. What's stopping insurance companies from waiting, say, 5 years, and then offering me the value of the vehicle that has depreciated 5 extra years? Isn't the value of my use of the vehicle exactly the depreciation value? If it dropped 50% in 2 years, then the value of 1 year of use is 25% (assuming a linear drop).
– Egor
Commented Dec 5, 2017 at 17:37

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