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The reason I think it's a scam is cuz I have tried talking to a few diff dealers and at the end they always tried to talk me into a lease. I made my point cleared that I would like to keep the car for a while. They would ask such questions "how do u know u'll keep it for long? you sold your camry w/i 3 yrs" "monthly pmt will be lower for a lease", They really try to come up with all sort of reasons for me given that I told them already I would like to buy. Only reason I can think of is they get incentives when ppl do a lease, that way they can make more since u have to change car every 3 yrs
– livedonkey
Commented Jun 15, 2016 at 15:29
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@livedonkey: There's a subtle-but-important difference between leasing being a scam and someone pushing you to sign a lease because they get some incentive for getting you to do it.
– Blrfl
Commented Jun 15, 2016 at 17:16
Agreed. I think there's also a subtle difference b/t a scam and a scheme. I was emphasizing that I believe this is a scheme in my OP, not sure why I used scam later. But anyway, if I were to create a scheme, I would make it as natural as possible. On a point, I think this might be a scheme on the dealer side or manufacturer, they just need to pay the sales more incentives if the sales get clients into a lease. This way, they sell more car because ppl have to switch every 3 yrs.
– livedonkey
Commented Jun 15, 2016 at 18:24
I don't think they assume the vehicle will be abused. They may use a conservative residual value because it is more profitable and less risky for the lessor. But if the lessee does use (drive more miles than allotted) and/or abuse (damage) the vehicle, the lessor will attempt to charge fees and penalties to the lessee to make up for it.
– stannius
Commented Jun 15, 2016 at 21:35

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