I have a few recommendations/comments:

1. Consider keeping your current car. The buyout amount for your lease is often negotiable. Tell the dealer you are NOT going to be leasing or buying a new car from them, but you are interested in buying out your BMW if they are willing to negotiate on the buyout amount. They will say, "no deals" and then you schedule to turn in your car. After a few days, they might call you back (it happened to me) and offer a lower price for you to keep your own car. Even if they don't call you back, you can call them one more time the day before you turn it an and say, "last chance for a deal or I turn it in!" If they won't deal, turn it in.

The trick here is to make it clear to the dealer that you will not be getting a new car from them and their only hope of making some money is to sell you your own car. You need to be prepared to walk away and follow through. DON'T buy a new car from them even if you end up turning it in! They could still come back a day later and offer a deal.

2. If you can't or don't want to keep your current car, after turning it in, look for a used/pre-owned BMW X3 (or whatever) that is just a few years old. You'll be able to find a late model year BMW very easily. BUY it! Don't lease it. You'll still make payments, but you'll save a lot of money because when you pay off the loan the car will be yours.

Leasing a new car every 3 years is not the best use of money. You have to really, really like that new car feeling every three years and be willing to pay a premium for it. If you're a car nut (like me) and want to spend money on a luxury car, it's far wiser to purchase a slightly used luxury vehicle, keep it for 8+ years, and that way you won't have a car payment half the time!

I have a few recommendations/comments:

1. Consider keeping your current car. The buyout amount for your lease is often negotiable. Tell the dealer you are NOT going to be leasing or buying a new car from them, but you are interested in buying out your BMW if they are willing to negotiate on the buyout amount. They will say, "no deals" and then you schedule to turn in your car. After a few days, they might call you back (it happened to me) and offer a lower price for you to keep your own car. Even if they don't call you back, you can call them one more time the day before you turn it and say, "last chance for a deal or I turn it in!" If they won't deal, turn it in.

The trick here is to make it clear to the dealer that you will not be getting a new car from them and their only hope of making some money is to sell you your own car. You need to be prepared to walk away and follow through. DON'T buy a new car from them even if you end up turning it in! They could still come back a day later and offer a deal.

2. If you can't or don't want to keep your current car, after turning it in, look for a used/pre-owned BMW X3 (or whatever) that is just a few years old. You'll be able to find a late model year BMW very easily. BUY it! Don't lease it. You'll still make payments, but you'll save a lot of money because when you pay off the loan the car will be yours.

Leasing a new car every 3 years is not the best use of money. You have to really, really like that new car feeling every three years and be willing to pay a premium for it. If you're a car nut (like me) and want to spend money on a luxury car, it's far wiser to purchase a slightly used luxury vehicle, keep it for 8+ years, and that way you won't have a car payment half the time!