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    It's not the case that leasing is a "scheme". It just isn't for everyone. Especially if you're not a business. But even if you're not, there are times when it is right for a person, and times when it isn't . If it doesn't apply to you, though, that doesn't make it a "scheme". (And, if the dealership wants to "talk you into" a lease, and you don't like that: Choose a different dealer. They're not hard to find.)
    – davidbak
    Commented Jun 14, 2016 at 23:05
  • 15
    Should've kept the Camry ;-)
    – BrenBarn
    Commented Jun 15, 2016 at 6:17
  • 3
    Something I managed to negotiate into my contract for lease is to get a return for every miles not used at the end of the contract. They charge you for every mile above your 20k/yr, so if you can manage to get them to give you some money back on your next lease, it may tip the scale over in some cases.
    – Yousend
    Commented Jun 15, 2016 at 12:43
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    Leasing is too a scheme. It is a way to trick you into getting onto and staying on the car payment treadmill. It disguises the costs of getting a new vehicle every 2-4 years by seeming to have a low monthly payment, which is only low because you end up with nothing at the end (as compared to a loan). It has all the information-hiding drawbacks of being "four boxes" (car salesman techinique) plus some more of its own. There are exceptions where it may be better or at least equivalent to lease, but not for the average consumer.
    – stannius
    Commented Jun 15, 2016 at 20:34
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    He is getting a new car 2-4 years either way. If you go through cars that fast might as well lease.
    – Ross
    Commented Jun 15, 2016 at 20:51