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1I'd like to add that friendships can be ruined even if you present it as "it's a loan, but you don't have to pay it back if it'd cause too much hardship". The guilt, the association of you with that debt they have, etc, can make them not want to interact with you, and end up ruining your friendship. Make it a gift (in amounts you don't mind losing forever, and if they gift the amount back, be happy), or make it a loan and accept that it may ruin your friendship.– aveCommented Jun 25 at 10:47
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I think this is the best answer, covers both situations of batch of loans vs individual/opportunity lost (eg if I lend to a friend I cannot make interest on that cash), mentions a practical alternative (meals), and the risk to the friendship. Well said!– OliverCommented Jul 4 at 15:04
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