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1If you don't trust your guarantor, find someone else to take that role. See also answers about cosigned loans, since I think that's what this amounts to.– keshlamCommented Mar 27 at 2:36
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4This is not something we can answer. Where are you? What country's laws apply? Who is the lender? Who's the guarantor? What's the situation? It could be a perfectly valid scenario, or could be a complete scam, there's no way for us to know.– littleadvCommented Mar 27 at 4:08
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6Although it's not something we can answer as it stands, per @littleadv's comment, I wanted to commend you for reading and seeking to understand the small print. Too many people would not bother with that.– VickyCommented Mar 27 at 7:29
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2@starlene These are absolutely valid questions, but consider the reverse of the situation - what guarantee does the guarantor have, that you will pay back the loan? After all, if you fail to pay it back, the guarantor will be equally responsible to pay it back.– Grade 'Eh' BaconCommented Mar 27 at 14:03
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1What is the loan for? (house, car, etc.)– NosjackCommented Mar 27 at 15:33
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