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    Realize that 0 APR offers have strict rules, and they are counting on a significant percentage of people violating the rules. Violate the rules and the APR goes to a ridiculously high amount. Try to outsmart them and they may outsmart you.
    – Mattman944
    Commented Dec 13, 2023 at 4:03
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    Even if you can't get the same card again there's usually others - moneysavingexpert.com/credit-cards/stooze-cash-credit-cards Commented Dec 13, 2023 at 21:20