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Rev

5

Thanks for this great answer and for not being toxic and rude like the other folks. I said hindsight 20/20 because i was thinking I should just save the car and get repairs when I could and then sell it myself, I'd get more than what the insurance gave me
– user760783
Commented Aug 9, 2021 at 16:15
24

Even better you could have collected the insurance money (less salvage value) and kept the car. I had a car totaled from being rear-ended that I continued to drive for a while because other than the non-functioning trunk hatch it was fine. Hail damage can easily total an older car and is purely cosmetic in most cases, I know a few people who happily drove their dimpled cars around for years.
– Hart CO
Commented Aug 9, 2021 at 17:15
5

@user760783. You said you did not have the money, so you couldn't repair it. Okay something to work on is having a healthy savings account. Could you have repaired it to a safe condition for a few thousand bucks? Maybe, maybe not. In the end your life is worth far more than saving a few bucks.
– Pete B.
Commented Aug 9, 2021 at 18:26
3

@BillyC.: Depends on your insurance policy: If you offer to pay a higher monthly fee, I'm sure your insurance company will be more than happy to cover additional costs as well.
– Heinzi
Commented Aug 10, 2021 at 11:11
2

If the car was repaired, the dealership will likely be selling the car with a rebuilt title. It's not legal to drive a car with a salvage title in some (most/all?) states.
– Herohtar
Commented Aug 10, 2021 at 20:23

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