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    With respect to your listed interests, all of these options are the same
    – Daniel
    Commented Apr 25, 2021 at 23:04
  • 3
    I put everything on my credit card and just pay it off every Friday. I get all the points, and my credit score is above 800.
    – Ron Maupin
    Commented Apr 26, 2021 at 20:57
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    Your options specify transferring money from savings. Note that savings and money market accounts have a limit of 6 transactions per statement cycle*, so options A & B will lead to penalties or account closures on your banking side. *note:these limits are currently suspended on account of COVID
    – thehole
    Commented Apr 27, 2021 at 3:41
  • @Daniel how are they the same? Savings accounts earn interest, so if you use it to pay bills then you lose out on the interest. Assuming you buy something on the 1st if you pay it off on the 31st you get 30 extra days of interest than you otherwise would've.
    – Aequitas
    Commented Apr 28, 2021 at 0:53
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    @Aequitas maximizing the number of pennies in their account was not listed as one of OP's goals. Yes, it's true that holding on to money as long as possible is strictly better than not. But also OP would have to be spending somewhere around $100,000/month on the credit card for 30 days' worth of interest in the savings account to be something not completely trivial.
    – Daniel
    Commented Apr 28, 2021 at 10:29