Skip to main content

All Questions

2 votes
1 answer
81 views

What resets an old debt in the state of Texas

I just got a call from a debt collector regarding a 16 year old debt. I live in the state of Texas. They called using a number I thought might be from a job prospect. They then verified my name and ...
Robin Ray's user avatar
1 vote
0 answers
75 views

Statute of limitations tolling while a California debtor is not in the state after defaulting

In layman's terms, how exactly does Section 351 of the CCP apply to a person who defaulted on a private unsecured loan or credit card, thinking on a timeline? The creditor does have the valid phone ...
Sam's user avatar
  • 11
3 votes
2 answers
219 views

Which state's statue of limitations for debts applies, for credit card debt?

I used to live in South Carolina, USA and lost my job. As a result I defaulted on credit card debt. I have not paid anything on it for the last year and the debts were "Charged Off", and are in ...
Enigmae's user avatar
  • 31
0 votes
2 answers
47 views

Cancellation of debts in different countries

In my current jurisdiction debts are "cancelled" after ten years unless the creditor has "reminded" the debtor about the debt before that ten year period. If, however, the credit sends a reminder ...
d-b's user avatar
  • 653