Meet Our Experts
![Chris Barnes](https://cdn.statically.io/img/javelinstrategy.com/sites/default/files/styles/headshot_image_200x200/public/images/Headshots/Barnes_Chris_145x145.png?itok=M2wPviXf)
Chris Barnes
President, Escalent
![Jacob Jegher](https://cdn.statically.io/img/javelinstrategy.com/sites/default/files/styles/headshot_image_200x200/public/images/Headshots/Jegher_Jacob_145x145.png?itok=KcM3dChg)
Jacob Jegher
President, Javelin Strategy & Research
![Albert Bodine](https://cdn.statically.io/img/javelinstrategy.com/sites/default/files/styles/headshot_image_200x200/public/images/Headshots/albert-square.png?itok=kVHYqw-I)
Albert Bodine
Director, Commercial and Enterprise Payments
![Brian Riley](https://cdn.statically.io/img/javelinstrategy.com/sites/default/files/styles/headshot_image_200x200/public/images/Headshots/Riley_Brian_145x145.png?itok=X2VeIjnl)
Brian Riley
Director, Credit / Co-Head of Payments
![Emmett Higdon](https://cdn.statically.io/img/javelinstrategy.com/sites/default/files/styles/headshot_image_200x200/public/images/Headshots/Higdon_Emmett_New.png?itok=nhNM32ts)
Emmett Higdon
Director, Digital Banking
![Mark Schwanhausser](https://cdn.statically.io/img/javelinstrategy.com/sites/default/files/styles/headshot_image_200x200/public/images/Headshots/Schwannhausser_Mark_145x145.png?itok=9GSw0XGJ)
Mark Schwanhausser
Director, Digital Banking
![James Wester](https://cdn.statically.io/img/javelinstrategy.com/sites/default/files/styles/headshot_image_200x200/public/images/Headshots/Wester_James_145x145.png?itok=JOFEbssy)
James Wester
Director, Cryptocurrency and Co-Head of Payments
![Tracy Kitten](https://cdn.statically.io/img/javelinstrategy.com/sites/default/files/styles/headshot_image_200x200/public/images/Headshots/Kitten_Tracy_145x145.png?itok=D5wpwrQP)
Tracy Kitten
Director, Fraud & Security
![Rimma Kats](https://cdn.statically.io/img/javelinstrategy.com/sites/default/files/styles/headshot_image_200x200/public/images/Headshots/Kats_Rimma_145x145.png?itok=augsU7fq)
Rimma Kats
Editor-in-Chief, PaymentsJournal
![Greg O'Gara](https://cdn.statically.io/img/javelinstrategy.com/sites/default/files/styles/headshot_image_200x200/public/images/Headshots/OGara_Greg_145x145.png?itok=Jwidc5AS)