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  • You can read Bhagwat Geeta initially to get some clue. Commented Aug 26, 2017 at 16:28
  • ask your elders (parents), or church priest. god doesn't forsake anyone who surrenders to him.
    – ram
    Commented Aug 27, 2017 at 3:56
  • 1
    You can check my answer here. Hinduism does not encourage renunciation without fulfilling the primary duties first. BTW, your Q has been edited immensely , so not quite sure whether the present Q is the Q u were asking in the original version
    – Rickross
    Commented Aug 27, 2017 at 5:13
  • 1
    @RubelliteFae The greatest Dharma is Atma Dharma. Know thyself. Knowing ourselves is our real Dharma all dharmas are secondary. I recommend you to read teachings of Ramana Maharshi, Nisargadatta Maharaja or Jiddu KRISHNAMURTI. You will know your Dharma. Don't read Geeta anymore if already didn't work. Commented Sep 1, 2017 at 19:44
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    "I am more interested in learning how to discover my dharma and (perhaps thereby) my artha” this. Artha should always conform to dharma. You don't have to become a renunciate or a hermit. Dharmic fulfillment of desires is allowed bin Hinduism. It is one of the four attainables. Now to your specific circumstance, can you postpone grad studies by a couple of years during which you can earn/save some? What kind of Jobs do you hope to get after grad? Will the income justify the debt? What is the worst if u don't go to grad school? And so on. Good wishes
    – user1195
    Commented Nov 27, 2017 at 21:15