Ready to transform your life? On “Financial Freestyle with Ross Mac,” we dig into the DMs for a segment called “Dear Mac” where we answer your pressing questions. Our audience DM of the week: ”What’s the first thing I should do… to be financially successful?” Today’s expert advice comes from TIAA Chief Administrative Officer Derek Ferguson, who emphasizes budgeting, saving, and investing for your future self. Ross Mac adds on by cautioning, “stop spending money we don’t have for things we don’t need to impress people we don’t like.”

For more words of wisdom on “Financial Freestyle with Ross Mac," listen to the full episode here or wherever you get your podcasts.

This post was written by Jimi Corpuz