payever

Through our almost 10-year partnership with Santander, we support thousands of online shops and brick and mortar stores with our Checkout Solutions ♨️◉🎉 Together with Santander Consumer Finance, we provide flexible and digital online consumer lending in 9 European countries via a single platform and integration. So today, we would like to introduce you to Santander’s lending products 🚀🚀🚀 The Santander consumer financing is the perfect solution to make it easier for consumers to pay for expensive purchases. The loan product from Santander Consumer Finance is a responsible lending payment option offered in partnership with payever that allows consumer to pay for their purchases in installments over 6 to 72 months. As a retailer, you will receive the full purchase amount from Santander shortly after the goods have been dispatched. The loan is suitable for amounts of up to €100,000 (depending on the country), to be determined individually with the merchant. This makes financing accessible to a wide variety of products and many customers. 🏪 🛒🛍 With an single integration via the payever plugins to major ecommerce platform or a state-of-the-art payment API, Santander Consumer Financing can be enabled in online shops with minimal technical effort across Germany, Austria, UK, Benelux and the Nordic region. Merchants can utilize payever’s platform for financing applications at the Point of Sale and use features such as loan calculator widgets, express checkout as well as Pay by Link for call center orders. A fully digital process eliminates paperwork and speeds up the financing process, ultimatively increases the conversion. In-store, OCR (Optical Character Recognition) technology and e-signing via SMS-TAN ensures both - efficiency and ease of use. 🧑💻🏦📈 Thanks to our partnership with Santander Consumer Finance, it has never been easier for customers to finance expansive products and for merchants to increase conversion as well as overall revenues. Reach out to us and get Santander Consumer Finance now with ◉ payever - Connected Commerce ◉

𝐀𝐧𝐧𝐨𝐮𝐧𝐜𝐢𝐧𝐠 𝐎𝐮𝐫 𝐍𝐞𝐰 𝐏𝐚𝐫𝐭𝐧𝐞𝐫𝐬𝐡𝐢𝐩: 𝐁𝐅𝐒 𝐟𝐢𝐧𝐚𝐧𝐜𝐞, 𝐀𝐥𝐥𝐢𝐚𝐧𝐳 𝐓𝐫𝐚𝐝𝐞 & 𝐩𝐚𝐲𝐞𝐯𝐞𝐫! We're excited to introduce a new solution for B2B online shops, combining the strengths of BFS finance GmbH, Allianz Trade and payever to revolutionize the "Buy Now, Pay Later" (BNPL) experience in the B2B sector. The “Kauf auf Rechnung” will be available via payever’s platform, its modern payment API as well as in all major shop systems through its e-commerce plugins and offers customers 30 to 90-day payment terms - up to 30.000€ per invoice. Our new product offers: 𝐒𝐞𝐚𝐦𝐥𝐞𝐬𝐬 𝐈𝐧𝐭𝐞𝐠𝐫𝐚𝐭𝐢𝐨𝐧: payever integrates the solution into online shops via API or plugins and offers merchant support. 𝐑𝐞𝐚𝐥-𝐓𝐢𝐦𝐞 𝐁𝐮𝐲𝐞𝐫 𝐈𝐝𝐞𝐧𝐭𝐢𝐟𝐢𝐜𝐚𝐭𝐢𝐨𝐧 𝐚𝐧𝐝 𝐂𝐫𝐞𝐝𝐢𝐭 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞: Allianz Trade secures transactions against payment defaults in real-time and uses its internal company database to identify and validate the buyer. 𝐋𝐢𝐪𝐮𝐢𝐝𝐢𝐭𝐲 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭: BFS finance provides pre-financing and manages receivables, ensuring liquidity and security for businesses. This collaboration addresses a significant gap in the B2B e-commerce market, where invoice payments are highly preferred but not always available. Our solution simplifies and secures the payment process, making it as easy as a single click, with everything running smoothly in the background. Stephan Helweg, Business Development Manager at BFS finance, adds: “In the end, all stakeholders profit from our solution. We have worked with great efforts on this product that is based on our yearlong experience and industry knowledge. I am pleased that online shops can now offer the most popular payment method in Germany without having to consider payment defaults or prolonged payment terms…” Tom Alby, Chief Digital Transformation Officer at Allianz Trade, highlights the importance of this innovation: “The B2B e-commerce volume in Germany is about four times larger than B2C and B2B commerce is further shifting from offline to online. Yet, invoice payment is often not possible. We now offer exactly this: With just one click everything is done - invisible for the customer, in real-time and in the background… We believe that the future of B2B e-commerce lies in “Embedded Finance”, the connection and seamless integration of financial services via APIs.” We are proud to partner with both BFS finance, one of the leading bank-independent factoring institutions in Germany, as well as with Allianz Trade, the world leader in trade credit insurance. Together, we bring a secure and efficient Buy Now Pay Later solution to the growing B2B e-commerce market. Discover the future of B2B e-commerce with BFS finance, Allianz Trade & payever!

🌐 𝐓𝐫𝐚𝐧𝐬𝐟𝐨𝐫𝐦 𝐘𝐨𝐮𝐫 𝐎𝐧𝐥𝐢𝐧𝐞 𝐒𝐡𝐨𝐩 𝐰𝐢𝐭𝐡 𝐙𝐢𝐧𝐢𝐚'𝐬 𝐅𝐥𝐞𝐱𝐢𝐛𝐥𝐞 𝐁𝐮𝐲 𝐍𝐨𝐰 𝐏𝐚𝐲 𝐋𝐚𝐭𝐞𝐫 𝐏𝐚𝐲𝐦𝐞𝐧𝐭 𝐌𝐞𝐭𝐡𝐨𝐝𝐬! 🌐 In today's digital landscape, offering diverse payment options is essential for meeting consumer needs and boosting both conversion rates and revenues. That’s why we’re super excited about our close partnership with Zinia, the new Buy Now Pay Later brand of Santander’s Digital Consumer Bank, created by the combination of two successful businesses: Santander Consumer Finance (SCF) and Openbank! ♨️🌼◉ With Zinia, customers can enjoy flexible payment plans, including: 𝘐𝘯𝘵𝘦𝘳𝘦𝘴𝘵-𝘍𝘳𝘦𝘦 𝘗𝘢𝘺𝘮𝘦𝘯𝘵𝘴: Pay in 30 days without any additional fees. 𝘐𝘯𝘴𝘵𝘢𝘭𝘭𝘮𝘦𝘯𝘵𝘴: Spread payments over up to 36 monthly installments with competitive, customer-friendly interest rates. How to offer Zinia? Integrating Zinia into onlineshops with payever is as seamless as possible! Our platform offers a state-of-the-art payment API and pre-built e-commerce plugins for popular shop systems such as #Shopify, #Magento, #Shopware, #WooCommerce or #Commercetools to enable Zinia within minutes. Through our powerful merchant portal, Zinia is also available at the Point of Sale and in other useful features such as Pay by Link. Join a growing community of major e-commerce merchants such as MediaMarktSaturn and leverage Zinia to drive your business growth. Just this week, Santander announced their collaboration with #Apple in Germany, making it available in the Apple Store and it’s online shop. 🛍📈🍏 Contact us today to learn more about how you can offer flexible payment options with Zinia and enhance your customers' shopping experience! 👉 Read the press release in the comments to learn more! Congrats to our friends at Zinia, Openbank and Santander Consumer Finance!🎉🙌🚀

Three days in Amsterdam at Money20/20 come to an end 🤝💼🚀 While we are on our way back to Hamburg we want to recap the event a bit🚅💭 Money20/20 has been a great opportunity for us and allowed us to connect with many existing and potential partners such as Stripe, PagoNxt (a Santander company) or Token.io. Next to networking, the panels and sessions with, for example, France's former president François Hollande provided insights into the Fintech ecosystem from a regulatory and commercial perspective, while the amazing networking events from FAN Network and Money20/20 enabled us to set the path for future development. Looking forward to next year’s Money2020 in Amsterdam!

On Monday, Joshua Simon participated in a panel on the Money20/20 Pre-Event in Amsterdam hosted by FAN Network. Together with the moderator Moritz Königsbüscher and the panellists Emre Talay & Jens Kohnen Joshua discussed the rising verticalisation of payments and how new payment solutions, such as B2B Buy Now Pay Later, Instant Payment schemes or even cryptocurrencies, will shape the payment landscape in Europe in the upcoming years. The evening ended with a scenic boat tour and interesting conversations through the canals of Amsterdam. We thank the FAN network for the invitation and PCN for sponsoring this great event.

🚀 𝐄𝐯𝐞𝐧𝐭 𝐀𝐧𝐧𝐨𝐮𝐧𝐜𝐞𝐦𝐞𝐧𝐭: 𝐌𝐨𝐧𝐞𝐲20/20 & 𝐅𝐀𝐍 𝐍𝐞𝐭𝐰𝐨𝐫𝐤 𝐏𝐫𝐞-𝐄𝐯𝐞𝐧𝐭  🚀 From June 3rd to 6th, our Co-Founder Viktor Butsch and Joshua Simon from our Partnership Team will be at Money20/20, the premier event where the global fintech community gathers to innovate and shape the future of payments. 💳 Before the main event, catch us at the FAN Network Pre-Money20/20 Event gathering. Joshua will join industry leaders Moritz Königsbüscher, Jens Kohnen, and Emre Talay for an insightful panel discussion on '𝘜𝘯𝘭𝘰𝘤𝘬𝘪𝘯𝘨 𝘐𝘯𝘴𝘪𝘨𝘩𝘵𝘴 𝘪𝘯 𝘗𝘢𝘺𝘮𝘦𝘯𝘵 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴: 𝘊𝘶𝘳𝘳𝘦𝘯𝘵 𝘛𝘳𝘦𝘯𝘥𝘴 𝘢𝘯𝘥 𝘍𝘶𝘵𝘶𝘳𝘦 𝘐𝘯𝘯𝘰𝘷𝘢𝘵𝘪𝘰𝘯𝘴'.🔍 The panel will be followed by a scenic boat trip through Amsterdam's picturesque canals. 🚤 We can't wait to connect and share ideas in such a unique setting! Join Viktor and Joshua as they network with merchants, banks, insurance companies, PSPs and other fintechs, driving forward the future of payments. 🤝 Feel free to connect with them through the Money20/20 networking app or via LinkedIn. If you are already in Amsterdam on Monday, sign up for the FAN event with the link in the comments. 🔗

Unlock the power of payever’s Checkout Solution – the composable payment gateway & checkout. 💳💸 With payever Checkout, merchants can accept payments online, in-store, via Pay by Link, QR Code and use many other features related to the checkout process. Our standout feature is the focus on alternative payment methods, partnering with major financial leaders to bring exclusive solutions to the market. Experience B2C Buy Now Pay Later with Santander (Zinia) – known for its flexible payment terms and a customer-friendly approach, Allianz Trade pay for a global B2B Buy Now Pay Later product with real-time buyer checks and many other APMs like Lending or Open Banking. Of course, traditional payment methods like cards, wallets and other local payments are available as well. Integration in onlineshops is simple and quick. Use our plugins for Shopify, Magento, WooCommerce, and other common shopsystems to implement our payment methods in minutes. Need something unique? Our API has you covered for any other typ of integration - even for the Point of Sale. Watch the video for a great overview of our Checkout Solutions and stay tuned as we will explore our unique payment solutions, partnerships and checkout features in more detail over the next few weeks. Reach out to us if you are a merchant and looking for any of our payment offering without additional (transaction) fees. If you are a financial instituation, PSP or fintech and looking to partner with an embedded finance enabler, please get in touch with our partner manager.

A lot of exciting things have happened at ◉ payever in recent years. 💻🏋♂️💪 Now that our new website is live, we want to introduce our new strategy, solutions and features in the coming weeks. Stay tuned! 🎉🎉🎉 Today's commerce is connected in many ways. Companies must keep pace with the ever-increasing demands of customers and changing shopping behaviour. The boundaries between online and offline are shrinking and the shopping experience that retailers offer must adapt with a vast amount of different tools, services and integrations. 🌐 🛒 🛍 In this context, we are pleased to introduce our new strategy: Connected Commerce - a comprehensive solution designed to address the challenges of commerce with a single platform. payever CommerceOS is an unique platform for both merchants and financial instituations. 🏪 ↔ 🏦 For merchants, our platform offers a seamless approach to manage their online and offline sales through payever’s Checkout Solutions. The focus is on payments, where we support all common and alternative payment options such as B2C/B2B Buy Now Pay Later, Lending, Open Banking as well as Digital Wallets and Card Payments. These are available both online - through our plugins, APIs or Pay by Link - as well as at the Point of Sale via our Merchant Portal or as Self-Checkout. For financial instituations, payever is the Embedded Finance Enabler and the opportunity to commerce-enable their business with payever as a trusted partner. 💳 📈 💱 payever’s Value Added Services allow for more customization and enable merchants to sell in more channels simultaneously, get in touch with customers across multiple platforms and promote their products in the most effective way. 🤳 🤝 📱 ◉ Connected Commerce ◉ from payever is the perfect combination of functionality to reduce complexity and the flexibility to meet the needs of merchants and our partners. Find out more about how payever can support your business: https://payever.org 🙌

Back from OMR Festival & Finance Forward in Hamburg, we at payever are full of energy and inspiration! Here are some of the highlights: Intensive networking: we took the opportunity to deepen existing partnerships and made many new connections. Such personal meetings are worth their weight in gold for future collaborations. 💼💬 Insights and trends: From Philipp Klöckner´s AI talk to the pivot live podcast with Kara Swisher & Scott Galloway - the sessions provided valuable insights into current market trends. Green future: The presentation by our partners 1KOMMA5° was particularly inspiring. They talked about how they want to become the market leader for renewable energies. Their vision, "To live on wind and sunlight forever for free", is becoming a reality for more and more customers - a pioneering approach that fits perfectly with payever's goals. The OMR Festival and Finance Forward was a fantastic platform for growth and community. We look forward to implementing what we learnt and being back next year! 🎉 #OMR2024 #FinanceForward #Networking #ArtificialIntelligence

✨ Event Recap: FAN Network Pre-Event at payever ✨ On Monday, we had the pleasure of welcoming the FAN Network to the payever office in Hamburg for the OMR & Finance Forward pre-event. Alongside delicious food and refreshing drinks, there were two exciting panels by our partners Santander Consumer Finance and Allianz Trade in Deutschland. 🌟 1️⃣ Our CEO Artur Schlaht welcomed our guests and gave a quick introduction to payever, its business modell by creating a commerce ecosystem with its merchants and partners as well as the new strategy „Connected Commerce“ (stay tuned for more). 2️⃣ Hajo Rau, Head of E-Commerce at Allianz Trade in Deutschland, spoke about "Buy Now Pay Later in B2B eCommerce – quo vadis" and explained the huge opportunity and challenge in the B2B online market at a cross-road between payments and insurance, sharing Allianz Trade's experience with the new product "Allianz Trade pay." 3️⃣ Ramon Billordo, Global Head of Consumer Finance at Santander Consumer Finance, gave us insights into Santander's digital transformation and innovation projects like Zinia, the new Buy Now Pay Later product, as well as partnerships with startups and fintechs like payever. A huge thank you to everyone who joined our event, especially to FAN Network with Lars Hofmann, Moritz Königsbüscher & Victor Bacre for organizing it, and our fantastic partners for their exciting contributions! We’re already looking forward to the next event! Florian Arrow, Benedikt Beyer, Viktor Butsch, Paul Keilbar, Joshua Simon, Leon, Marco Neumann, Jean-Paul Feidt, Philippe Tiedemann, Anel Spahovic, Esther Jasmin Runge #payever #FANNetwork #OMR2024 #FinanceForward #SantanderConsumerFinance #Zinia #AllianzTrade #BNPL