HORBACH Expats

ANNOUNCEMENT Starting 21.11 our HORBACH Expats account is changing names to ExpatEase Stay tuned for more ✨

"Financially Fearless: Empowering Women to Take Control" is a compelling initiative aimed at addressing the gender gap in financial literacy and empowerment within the tech sector. This program provides women working in technology with the knowledge, resources, and support they need to take control of their finances, navigate their careers effectively, and achieve financial independence. 🚀 To empower yourself in the beautiful days of spring, and bloom to your best version please register yourself on the link given below 👇 https://lnkd.in/e9P9ipPQ 📍Location: Balanstraße 73, Haus 12 81541 Munich 🗓️ 21/03/2024   🕑 6:30 pm CET #financiallyfree #independentwoman #financialliteracy #womenintech #munich

According to a study by the IW (Institut für Wirtschaft), the current skilled worker shortage is just the beginning of Germany's work force trouble. Due to demographic shifts – we all know: There is more seniors than juniors living in most parts of the world right now – Germany will have more people retire than joining the work force in parallel times. In 2022 alone, 300.000 more people will retire than will start to work. To compare birthrates: In 1964, approximately 1.4 million babies were born. Those people will retire around 2029, this switching with the generation born in 2009. But in that clandestine year, only about 770.000 babies were born. Already, we see a loss of nearly 50%. IW-economist Holger Schäfer worries about such strong differences. First and foremost, this development will wreck the social security system. This amount of young people can't support this amount of seniors. To him, the only logical solution is: getting educated and skilled workers from abroad. But with recent political developments – one of them being the revelation of several powerful politicians' and parties' plans for remigration – plus Germany's low scores in expat satisfaction surveys – Berlin just won the "honor" of being named the worst city for expats in Europe – the question stands: What to do about Germany's skilled worker shortage? #fachkräftemangel #remigration #expat #expatsingermany#expatwork #expatjobs

💰 Navigating Taxes & Investments as a US Expat? Tired of hearing it cannot be done or just how it will not work out? 🌐🇺🇸🇩🇪 Tackle the financial maze of living in Germany with expert advice tailored for American expats! Dive into clarity with our Instagram Live session, where Financial Advisors and Tax Experts come together to guide Americans living in Germany through the complexities of taxes and how to smartly invest as an expat. 💡📊 📅 Save the Date! [16.02.2024 - 18.30h +1 UTC] 👉 @expat_ease Unlock the secrets to managing your finances across borders with insights from seasoned professionals, all from the comfort of your home. 🏠💼 Why you can’t miss this: * 🚀 Master dual taxation and optimize your finances with strategies from the experts. * 🔥 all about FATCA, PFICs, EITCs, FEIE, etc * 🤝 Direct access to advice—pose your questions and receive answers live. * 📘 Stay ahead with the latest in financial regulations and investment opportunities tailored for US expats. Seize this opportunity to streamline your financial journey and invest wisely in Germany. Join us live! ✨ #ExpatsInGermany #USExpats #FinancialFreedom #TaxAdvice #InvestmentTips #LiveSession #InstagramLive

Inflation finally pays off 💸 In an attempt to stall inflation, Germany's government has launched the Inflation Compensation Bonus. This bonus allows employers to offer a one-time, tax-free bonus of up to €3000 to their employees. This initiative stands out for several reasons: 1) Tax-Free Advantage: The bonus is designed to provide maximum benefit by being exempt from taxes and social security contributions, ensuring employees receive the full financial support intended. 🛡️ 2) Flexibility for Employers: It grants companies the flexibility to support their staff financially without the additional burden of tax implications, encouraging a widespread adoption of the measure. 🔄 3) Economic Stimulus: By putting extra money in the hands of consumers, it stimulates spending and investment, contributing to the overall economic resilience. 💪📈 4) Inclusive Approach: The bonus is accessible to a wide range of employees, recognizing the varied impact of inflation across different sectors. 🌍🤝 The Inflation Compensation Bonus is more than just a financial relief measure; it's a testament to the government's commitment to supporting both individuals and businesses through challenging economic times. Received the Inflation Compensation Bonus and wondering how to maximize its potential? 💡 Let's talk about how you can invest those €3000 in the best possible way. Contact us to explore smart investment strategies that align with your financial goals. 🚀📊 Let's dive into the conversation: How can businesses best implement this bonus, and what does it mean for the future of economic policy and workforce support? Share your insights and don't hesitate to reach out for tailored investment advice. 🗨️💬 #InflationCompensation #EconomicSupport #Germany #BusinessStrategy #WorkforceDevelopment #InvestmentOpportunity

🌍✌️Everything you need to know about the new law! Swipe through to uncover who's eligible for Germany's dual citizenship 🇩🇪, key considerations before applying, and top tips for a smooth journey! 📋💼 Your multiple citizenship adventure starts here! #ExpatLife #GermanCitizenship #dualcitizenship #globalcitizens #naturalization #einbürgerung #citizenshiplaw

Celebrating these exciting news we’ve all been waiting for! Dual citizenship is now possible and very accessible for Expats in Germany. Check it out: https://lnkd.in/eV2EuJJF

Maximize Your Real Estate Investment in Germany: 💼🇩🇪 Stop losing money—understand the keys beyond keys and deeds! Here's the scoop on property ownership: 1️⃣ Liquid Downpayment: Essential for a successful start. 💰 2️⃣ Ownership Clarity: In Germany, real estate is personal use or rental. 🏠 3️⃣ Mortgage Wisdom: A PR boosts your chances—whether for personal use or renting. 🏦 4️⃣ Tax Perks: Invest in growth beyond big cities for optimal benefits. 📈🌆 #rentalproperties 5️⃣ Diverse Options: Existing, new, monuments—residential, commercial, care, student accommodations. Something for everyone! 🏢🏠 6️⃣ Beyond Mortgages: Future-proof cashflow for 20, 30, 40 years! 💸📅 7️⃣ Strategic Planning: Secure your future with a plan—Pension, workforce protection, repayment, and asset building. 📈💡 Ready for a deep dive? Leave us a comment or book a consultation with our specialists. 🗣️📆 #RealEstateGermany #PropertyInvestment"

🌱 We love to connect, empower, and help expats on their journey in Germany. Here's what our clients say about us: #expatingermany #financialplanning #globalmobility #clienttestimonial #workingforyou (*Pictures are stock-based to protect clients anonymity)

🇩🇪 6 Reasons for Moving to Germany 🇩🇪 Germany needs labor, and it is one of the most well-loved destinations for Expats in Europe. What do you think are the main arguments in favor of moving to Germany? What is your favorite part of living here? Let us know in the comments ✨ #globalmobility #expatlife #expatingermany #relocation