Unsere Mitgründerin Julia Kruslin hat einen TEDx-Vortrag über die drohende Rentenkrise gehalten. 💰 Finde heraus, wie es deine eigene Zukunft betrifft. ✅ Erfahre, was du tun kannst, um negative persönliche Auswirkungen zu minimieren. Was sind deine größten Fragen zu diesem Thema? #pensionssystem #pensionskrise #finanzbildung
You will be poor if you don’t actively take care of your retirement. I'm excited to share that my TEDx talk is now live. I addressed a critical issue that impacts all of us, rich or poor: The collapse of global pension systems—a topic politicians often avoid. By 2050, pension systems in just eight major economies will face a USD 400 trillion deficit — four times the current global GDP. Why? Our aging population means fewer workers will be contributing to the pension system by the time you retire. 👥 This is the number of people working for one single retiree: In 1962: 6.0 In 2021: 2.1 In 2050: 1.3* This means that by the time you retire, there won't be enough funds to ensure a decent pension. In fact, even today, state pension payments in Germany are alarmingly low: Men: EUR 1,278 Women: EUR 1,072 The harsh reality? You might need to keep working in your old age. If you think the government will somehow fix this crisis, don't be fooled. The numbers simply don’t add up. Instead, governments expect individuals to take charge of their own retirement planning. Are you already doing this? You can get started in different ways, but one of the best strategies to build wealth effectively and at very low cost is through self-directed investing. It's much easier than you might think. You can build up the relevant knowledge and make your first investment in a day. That day could turn out to be one of the most important when you retire. To my friends in Germany & Austria: While you might be proud of your saving habits, remember that cash savings are vulnerable to inflation. Investing is a smarter way to secure your financial future. Please take the time to explore financial literacy and investing with a trusted provider to secure your financial future - whether it’s with beatvest or another firm of your choice. *forecast by IW Köln #pensionsystem #investing #financialliteracy #tedx