Hongye (Jenny) Zeng, CFA

NAB has lodged a prospectus for NAB Capital Notes 8, aiming to raise $750 million, with the flexibility to adjust the amount as needed. This issuance is designed to enhance NAB’s regulatory capital and support general corporate purposes. NAB maintains a strong financial stance with a Common Equity Tier 1 (CET1) ratio of 12.15% as of 31 March 2024, against the regulatory “unquestionably strong “minimum of 10.25%. For the first half of FY24, NAB reported a net profit after tax (NPAT) of $3.55 billion. The bank’s asset quality remains solid with loans 90 days in arrears at 0.64% and an impaired loans ratio of 0.15%. Additionally, the provision coverage ratio is robust at 0.81%, providing adequate protection against potential credit losses. Terms: - Distribution Rate: Calculated as (3-month BBSW Rate + Margin) x (1 – Tax Rate) - Margin: Expected to be between 2.60% and 2.80% per annum, with the final rate to be determined through the Bookbuild process. - Distributions: Expected to be fully franked, providing tax-effective income. - Indicative First Optional Exchange Date: Set for 17 March 2032, approximately 7.75 years from now. Please contact us for the Offering Prospectus and Target Market Determination (TMD) can be accessed on the NAB website: https://lnkd.in/ggxt7e-6 For Independent research please reach out to us and we can provide. https://lnkd.in/g7mxwr9i #investing #capitalnotes #bonds #australia #fixedincome

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Short-Term Outlook: AUD to CNY Exchange Rate Stay informed on Australia-China trade dynamics, economic indicators, and geopolitical tensions for insights into the short-term trajectory of the AUD to CNY exchange rate.

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“As investors have looked to diversify portfolios in the search for returns uncorrelated into the economic cycle and meet net zero targets, natural capital as an asset class is looking increasingly attractive to clients looking to play a part in the shift towards creating sustainable food and fibre systems and reversing the decline in biodiversity” - Martin Davies, Global Head of Nuveen Natural Capital. #australia #global #pension #pensionfunds #investments #farmlands #increasedallocations #investors #sustainableinvestments #sustainability #profits #longterminvestment #growth

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Positive news for investors in the Australian market! 📈 The ASX All Ordinaries Index has experienced a noteworthy surge, spurred by the latest federal budget's economic measures. Key players such as IDP Education Ltd, Chalice Mining Ltd, and Renascor Resources Ltd made significant gains, with stock prices reflecting the strategic advantage of aligning with government initiatives. This market movement echoes how pivotal policy announcements can be for stocks—foreshadowing a promising market outlook. Dive deeper into the implications: https://lnkd.in/ersPyr8Z #ASX #AllOrdinaries #Investment #FederalBudget #MarketSurge #EconomicGrowth

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Family trusts are gaining popularity among Australian families for their asset protection and tax benefits. However, understanding what a family trust is and how it works can be challenging, especially for new parents and families just starting their financial journey. This comprehensive guide aims to demystify family trusts, explaining their benefits, drawbacks, and the steps to establish one. #FamilyTrust #FinancialJourney #RetirementPlanning #FinancialSecurity #InvestmentOptions #SuperBalance #RetirementGoals #TaxTips #SuperConsolidation #InvestmentStrategy #FuturePlanning #SuperReview #RetirementSecurity #FinancialAdvice #SuperannuationTips https://lnkd.in/gT84qPVV

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How You Could End Up Paying More Stamp Duty on Your Commercial Property 🏢 Are you considering purchasing commercial property, such as a factory or office space? The Going Concern GST exemption can reduce your costs, providing financial benefits that improve your cash flow and reduce your overall expenses. By properly structuring your purchase contract and collaborating with both your and the vendor's solicitors, you can maximise the benefits of this exemption. ▶ Learn how the Going Concern GST exemption can benefit your next property purchase by reading further here:https://lnkd.in/gmkD-7St #taxplanning #commercialproperty #GSTexemption #KrestonSW

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With tax time right around the corner, it’s important to stay on top of your reporting and employer obligations. 💼 The Australian Taxation Office shares their tips to help you with your payroll governance, including single touch payroll, fringe benefits tax and pay as you go. Read the tips 👇

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Think superannuation is something to worry about later? Think again! Your 30s are the perfect time to start building a strong financial future. Discover why early planning can make a huge difference and debunk the myth that it’s too soon to think about retirement savings. Click to read how a few smart moves now can lead to a comfortable and secure future: https://lnkd.in/g7DhsT5e #super #superannuation #financialplanning

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ASX Growth Companies: Insider Ownership a Beacon in Uncertain Market? The Australian Securities Exchange (ASX) has experienced a mixed performance recently, with an overall slight decline and weakness across most sectors. In these uncertain times, investors might find value in ASX growth companies with significant insider ownership. These firms are particularly attractive because the alignment of interests between company leadership and shareholders indicates a strong commitment to long-term success. Visit - https://lnkd.in/dDSBEsgE #ASX #GrowthCompanies #InsiderOwnership #StockMarket #Investing #LongTermSuccess #MarketTrends #InvestmentStrategy #Shareholders #CompanyLeadership

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Custodian Property Income REIT today provides a trading update for the quarter ended 31 March 2024, with continued strong leasing activity supporting rental growth and underpinning higher fully-covered dividends.   On announcing the 9% increase in the prospective target rate of annual dividend per share from 5.5p to 6.0p and a special dividend which increased the FY24 dividend from 5.5p to 5.8p, David MacLellan, Chairman of Custodian Property Income REIT, said: “These dividend increases, which are expected to be fully covered by net rental income, reflect the improving earnings characteristics of the Company’s portfolio with recent asset management initiatives and the disposal of vacant properties increasing occupancy and crystallising rental growth. Our Investment Manager continues to control costs tightly, while the Company’s substantially fixed-rate debt profile is keeping borrowing costs below the current market rate.   “The Board’s objective is, as previously stated, to continue to grow the dividend on a sustainable basis, at a rate which is fully covered by net rental income and does not inhibit the flexibility of the Company’s investment strategy.”   Find out more here: https://lnkd.in/ebG4f7Sp   #realestate #investment

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Submission to Treasury: Buy Now Pay Later regulatory reforms On 12th March 2024, the Australian Government Treasury released an exposure draft legislative package on the proposed regulation of Buy Now, Pay Later (BNPL) arrangements for public comment. Kadre responded by acknowledging that our previous submission was ambitious in seeking broader changes to the Credit Act. However, we were pleased that the Treasury had taken steps to address issues we raised in our feedback relating to licensing, scalability and credit reporting. In our view, the Treasury proposal still requires tweaking. We do not agree with the $2,000 threshold for distinguishing between negative and partial credit reporting. We are of the opinion that all BNPL providers should contribute and consume partial credit information at a minimum regardless of amount. We also feel that BNPL providers should consider all credit liabilities of the customer as part of the assessment process rather than just “any low-cost credit contracts, small amount credit contracts or consumer leases to which the consumer is currently a party”. While this would be a step in the right direction, there are still substantial changes required to the Part IIIA of the Privacy Act and to the Credit Act to deliver the expected efficiency or effectiveness improvements to the consumer credit ecosystem that we advocated for in the 2000’s. We are hopeful that this will be addressed under the planned review of the credit reporting framework scheduled for October 2024. Our submission is linked below: https://lnkd.in/gQwaAsCF

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This weekend, read the latest insights into some of the quality structural growth companies in Hyperion Asset Management Limited's award-winning global and Australian equity portfolios. Along with commentary on key portfolio holdings, Mark Arnold, CFA (CIO) and Jason Orthman (Lead PM & Deputy CIO) provide insights on: 🔎 The importance of focussing on earnings per share growth 💡 Why innovation is the ultimate competitive advantage 🌏 Learnings from a recent research trip in Asia Read the Livewire Markets article: https://lnkd.in/gyUfDK8i Hyperion Global Growth Companies Fund (Managed Fund) (ASX: HYGG) information: https://lnkd.in/g53WhEuk Hyperion Australian Growth Companies Fund information: https://lnkd.in/gkDBs7Wb Hyperion Small Growth Companies Fund information: https://lnkd.in/grSPAuuR #stocks #investing #fundsmanagement

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BG Private (formerly Banks Group) is one of Australia’s leading accounting, audit and advisory firms. They identified the opportunity to rename, reposition and rebrand to build a solid foundation for growth in the decades to come. The objective for the rebrand was clear: to evoke the Big 4 in a way that would resonate with clients, partners, and staff alike. Following research and strategy, a compelling positioning of ‘For Today, Tomorrow & Beyond.’ was established and a contemporary new identity that explored a refreshed logo, iconography, typography, colour palette, and graphic elements. This was then applied to a plethora of touch points including stationery, collateral, signage, website, social media and merchandise. With its rebranding complete, BG Private now has the required engagement tools to present itself as a trusted partner in financial success. https://lnkd.in/g4WthrqN #brandingagency #graphicdesign #brandstrategy #graphicdesigner #melbournedesign #melbournedesigner #design #creativeinspo #designinspo #creativeagency

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Today we released Orient Capital’s Q1 2024 data insights for Australia, covering the latest investment trends and market thematics. Key data covered in this report includes:   Top 5 Buyers & Sellers in the S&P/ASX200 Top 5 Buyers & Sellers in the S&P/ASX300 Metals & Mining Index Evolution of Investment styles in the ASX200 Index vs Active investment in the ASX200 ESG signatories to UN PRI, Climate Action 100+ & CDP Mandate Changes worth $5.4bn   If you would like to learn more, get in touch with us. We can hep you with all aspects of your Investor Relations program. ocs@orientcap.com or tait@orientcap.com   #Orient Capital #Quarterly Insights #InvestmentTrends #ESGInvesting #ASX200 #ASX300

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