ppInk for Windows

PPI (Payment Protection Insurance) plans are very popular in the UK and people in the United States purchase similar insurance policies to cover their credit cards and bank accounts from major credit card companies. PPI is a payment that you make to the credit card company each month at the beginning of every year, at that time the credit card company will pay all the debts of the consumer that has purchased a credit card using that particular credit card, including any overdue items. PPI plans were designed to protect consumers from late payments and are usually not available with debit cards or online shopping sites. So how does PPI work?

One way PPI works is through the use of a short-term or long-term code. The short-term code is activated once the consumer submits the application for an item or service using the credit card that is being insured against. When the code is activated, it will deduct funds from the account of the credit card company until the amount has been paid off. Many PPI plans include a short-term discount rate for services such as hotel stays, airline tickets, and purchases at department stores and other similar retail outlets.

Microsoft is rumored to be working on a brand new feature that may significantly simplify life for PPI holders by removing the need to click "remember me" every time they sign on to their account. Microsoft could introduce a new feature that automatically puts a link back to one's social networking site of choice, or they could just take it one step further by allowing their existing customer community to use their real name rather than their email address. Either way, this new feature would greatly simplify the process for consumers to follow along with their monthly credit card payments. A little research should show that consumers would greatly benefit from this type of simplified process. Given all the reasons that a PPI could be confusing to many consumers would probably be much happier if the introduction of a new feature like this would make things easier for them to utilize their current PPI policy.